Bank deposits are funds put into your bank account by a cash or check deposit or an electronic transfer. You can make bank deposits into many different types of accounts, including checking accounts, savings accounts, money market accounts and certificates of deposit (CDs).
To use the deposit box, players simply click the box to open up the bank deposit box window, which shows the items in the player's inventory. They can then deposit items by clicking on them, or deposit more than one by right-clicking the item.
Banks have to report any deposits above $10,000 to the IRS on a form known as the Currency Transaction Report. Yes -- even if it's only $10,000.01. It's not just deposits, either. Banks are required to report any transaction of over $10,000, including withdrawals.
The bankers run the bank in Darkmeyer. They will refuse the player access to their bank or let them use the deposit box or poll booth unless they are wearing a full set of Vyre noble clothing and have completed Sins of the Father.
Most banks will take deposits in the form of cash, checks, money orders, or cashier's checks. If you're using a check to open an account, there may be a holding period as the new bank ensures the check will clear.
The Bank Deposit (aka Direct Credit) payment option allows shoppers to make payment via their online banking, without a credit card. This allows shoppers who don't have a credit card (or don't have funds available on their credit card) to still buy from your shop.
Generally, direct deposits are for ongoing payments, like salary/payroll, whereas wire transfers are for single (generally large) payments to another person or institution. As such, the situations where you'll be using these types of transfer methods may differ substantially.
A deposit is the upfront payment made before the sale is completed. A down payment is an amount typically paid at the time of sale, which represents an initial amount while the rest is funded by a loan or, in the case of property, a mortgage.
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